Category: Agent-Past Clients

closed sales

Most Common Time Traps 0

Most Common Time Traps

You probably know some people who have raised time wasting to an art form. They have mastered the ability to fall into every time trap they encounter. Not surprisingly, these folks aren’t the people...

Glossary

Glossary

Adjustable-rate mortgage (ARM) A mortgage that does not have a fixed interest rate. The rate changes during the life of the loan in line with movements in an index rate, such as the rate...

Predatory Lending

Predatory Lending

Over the last several years, our nation has made enormous progress in expanding access to capital for previously under served borrowers. Despite this progress, however, too many families are suffering today because of a...

Five Questions To Answer Before You Refinance Your Home

Five Questions To Answer Before You Refinance Your Home

With interest rates still near historical lows, it may be tempting to refinance to a lower rate. Here are five questions you should ask yourself before you take out a new loan. 1. How...

Homeowner’s Advice: Focal Pointing

Homeowner’s Advice: Focal Pointing

Now that you own your home, you’re ready to put your personal stamp on the décor. But how do you start? Whether you’re decorating a living room, bedroom or bath, start with a focal...

HOA: Mother Lode Committees

HOA: Mother Lode Committees

Committees are an untapped gold mine available to a homeowner association board. Besides benefitting the board by spreading the work around, committees are an excellent training ground for future board members. Members that are...

Breach of Lease Must Be Material To Warrant Eviction

Breach of Lease Must Be Material To Warrant Eviction

A typical residential lease agreement will contain a variety of provisions specifying what the tenant must do and what the tenant must not do. Many of these have nothing to do with the timely...

How Canadian Homeowners Are Handling Debt

How Canadian Homeowners Are Handling Debt

The bad news is that only 43 per cent of Canadian homeowners say they are happy with the way they’ve managed their debt and day-to-day finances during the last year, according to a survey...

What Is a Reserve Study In Your HOA?

What Is a Reserve Study In Your HOA?

The Reserve Study analyzes repair and replacement needs like roofing and painting that happen every year and provides a funding plan for accumulating money to perform this work when its needed. It is more...

HOA Insurance Proaction in Action

HOA Insurance Proaction in Action

One of the biggest traps for common wall homeowner associations like condominiums is that their insurance coverage often permits payment of claims that rightly belong to homeowners. This is due to the broad or...